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To manage temporary financial solutions, a Credit Card is one of the options. A credit card functions as a financial tool that enables individuals to access borrowed funds, which come without the added cost of interest and potentially associated fees. This financial instrument also operates as a revolving line of credit, granting the cardholder the ability to repeatedly draw money from a designated account, up to a predetermined credit limit. This means that as long as the cardholder does not exceed the set borrowing cap, they can make multiple transactions over time, repaying and borrowing funds as necessary within the established credit limit.