Manufacturing businesses often need money to buy machinery, but they may not have priority to invest in capital instead of Operation or Expansion in Business. Machinery loans allow businesses to borrow money to buy machinery Only. In addition to helping with cash flow, machinery loans can also save businesses money on interest. This is because machinery loans are typically offered at lower interest rates than other types of loans. Finally, many state governments offer subsidies for interest and Capital on machinery loans. This means that businesses can get even more money back on the interest they pay. Overall, machinery loans can be a great way for manufacturing businesses to get the money they need to buy machinery without use own funds.